A large outdoor air-conditioning unit mounted beside a vinyl-sided house, surrounded by mulched garden beds and green shrubs.

Heat pump vs Furnace in Onondaga County, New York

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system, or if gas isn't an option at your house. Look for a cold-climate model. Standard heat pumps lose heating power as temperatures drop toward 18°F, and that's a normal winter night here from December through February. Running on electricity, it will cost more to heat with here, since gas runs at least 35% cheaper at New York prices.

When a furnace makes sense

A furnace is the right call for most homes here. Winter nights average 18°F from December through February, cold that a furnace handles without losing output, and it runs at least 35% cheaper than a heat pump at New York prices. It only heats, so you would still need a separate system for cooling.

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system, or if gas isn't an option at your house. Look for a cold-climate model. Standard heat pumps lose heating power as temperatures drop toward 18°F, and that's a normal winter night here from December through February. Running on electricity, it will cost more to heat with here, since gas runs at least 35% cheaper at New York prices.

When a furnace makes sense

A furnace is the right call for most homes here. Winter nights average 18°F from December through February, cold that a furnace handles without losing output, and it runs at least 35% cheaper than a heat pump at New York prices. It only heats, so you would still need a separate system for cooling.

A grey residential air-conditioning condenser unit mounted on a concrete pad beside a house, photographed at sunset.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gas furnace and sheet-metal air handler unit installed in an unfinished concrete basement.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Onondaga County.

Nights here average 18°F all winter, and gas heat costs at least 35% less than a heat pump at New York prices.

At least 35% lessto heat with natural gas than with a heat pump, at New York prices
18°Faverage winter low
70%of homes here heat with gas

If your home has no gas line and you also want central air, a cold-climate heat pump covers both jobs with one system.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 35% less to run
What it doesHeats and coolsHeats only
Homes in the Mid-Atlantic that heat with one4.2%51.4%
Handles a 18°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system, or if gas isn't an option at your house. Look for a cold-climate model. Standard heat pumps lose heating power as temperatures drop toward 18°F, and that's a normal winter night here from December through February. Running on electricity, it will cost more to heat with here, since gas runs at least 35% cheaper at New York prices.

When a furnace makes sense

A furnace is the right call for most homes here. Winter nights average 18°F from December through February, cold that a furnace handles without losing output, and it runs at least 35% cheaper than a heat pump at New York prices. It only heats, so you would still need a separate system for cooling.

A Onondaga County contractor will price both against your own house, your ductwork and your panel.

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