An outdoor air conditioning condenser unit mounted on a concrete pad in front of a single-story suburban house.

Heat pump vs Furnace in Orange County, New York

When a heat pump makes sense

A heat pump makes sense if you want cooling from the same system and you are set on staying off gas entirely. Look for a cold-climate model, since a standard heat pump loses heating power once temperatures drop toward what this area sees on a winter night. Even so, expect to pay more to run it than a furnace, since gas heat costs at least 35% less here at current New York prices.

When a furnace makes sense

A furnace is the right call for most homes here, and gas already heats close to half the houses in Orange County. With winter nights averaging 21°F and heat needed about 8 months of the year, a furnace holds its output through the cold without losing power the way a standard heat pump does. It costs less to run here too, since gas heat runs at least 35% cheaper than a heat pump at local prices.

When a heat pump makes sense

A heat pump makes sense if you want cooling from the same system and you are set on staying off gas entirely. Look for a cold-climate model, since a standard heat pump loses heating power once temperatures drop toward what this area sees on a winter night. Even so, expect to pay more to run it than a furnace, since gas heat costs at least 35% less here at current New York prices.

When a furnace makes sense

A furnace is the right call for most homes here, and gas already heats close to half the houses in Orange County. With winter nights averaging 21°F and heat needed about 8 months of the year, a furnace holds its output through the cold without losing power the way a standard heat pump does. It costs less to run here too, since gas heat runs at least 35% cheaper than a heat pump at local prices.

An outdoor heat pump unit mounted on a concrete pad in front of a single-story suburban house with beige siding.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gray forced-air furnace with metal ductwork stands in an unfinished basement with exposed wooden joists, concrete walls, and a single hanging light bulb.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Orange County.

Gas heat runs at least 35% cheaper than a heat pump at New York's electric rates, and with 8 months of heating here, that adds up.

At least 35% lessto heat with natural gas than with a heat pump, at New York prices
21°Faverage winter low
48%of homes here heat with gas

If your home has no gas line to tap into, a cold-climate heat pump still heats and cools from one system without one.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 35% less to run
What it doesHeats and coolsHeats only
Homes in the Mid-Atlantic that heat with one4.2%51.4%
Handles a 21°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want cooling from the same system and you are set on staying off gas entirely. Look for a cold-climate model, since a standard heat pump loses heating power once temperatures drop toward what this area sees on a winter night. Even so, expect to pay more to run it than a furnace, since gas heat costs at least 35% less here at current New York prices.

When a furnace makes sense

A furnace is the right call for most homes here, and gas already heats close to half the houses in Orange County. With winter nights averaging 21°F and heat needed about 8 months of the year, a furnace holds its output through the cold without losing power the way a standard heat pump does. It costs less to run here too, since gas heat runs at least 35% cheaper than a heat pump at local prices.

A Orange County contractor will price both against your own house, your ductwork and your panel.

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